Speed & convenience mean nothing if systems are fragile, surveillant or easy to break. Discussants will explore how to design digital infrastructures that remain secure, resilient & privacy-safe even under pressure, the safeguards that must be built in from Day One & approaches that are mature enough to deploy now. 

The next economy will be built on rules, standards, supervision & cross-border interoperability that make innovation safe to scale. This session reframes regulation as enabling infrastructure by reducing uncertainty, protecting consumers, preventing systemic failure & unlocking capital. Attendees leave with greater clarity on what “investment-ready” markets require in the next 12–24 months.

Western Australia’s economy is highly export-driven. With exports over $240 Billion, it makes nearly half of the total Australian goods exports. Yet cross-border payments still carry potentially avoidable friction such as settlement delays, layered fees, FX spreads, manual exceptions & compliance overheads, costs that hit SMEs hardest & compound across large trade flows.

This session is a practical, industry-first discussion focused on one question:
How can WA reduce the costs & friction of cross-border export payments & safely adopt modern, regulated digital settlement tools where they deliver clear benefits while maintaining strong compliance, consumer protection, operational resilience & effective supervision?