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Belle Lou
Founder
Bloom Fintech
Belle Lou is the Founder of Bloom Fintech, a PayFi (programmable payment finance) platform focused on building infrastructure for global trade. Bloom integrates trade data, financial capital, and programmable payments to enable more efficient supply chain financing and cross-border settlement.
Belle is also a corporate and commercial lawyer based in Sydney, with extensive experience advising on cross-border transactions, financial structures, and complex commercial disputes. Through Bloom, she works at the intersection of law, finance, and technology, exploring how programmable financial infrastructure can improve access to trade finance and unlock liquidity in global supply chains.
Her work focuses particularly on the digitisation of trade data, the tokenisation of real-world assets, and the development of PayFi architectures that connect payments, trade, and financing into a unified financial system.
Belle is also engaged in international discussions on fintech and financial infrastructure and has participated in various industry forums and conferences addressing the future of digital finance.
Speaking at
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1:30–2:45pmWed 25 MarPublic-Private RoundtablesUniClub - Roundtable Room 2Open
Next-Gen Transactions
[Roundtable] Cutting the Costs of Cross-Border Trade – Modern Digital Money in Practice
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Alvinder SinghHead, Innovation Acceleration OfficeMonetary Authority of Singapore
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Amy-Rose GoodeyChief Executive OfficerDigital Economy Council of Australia (DECA)
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Belle LouFounderBloom Fintech
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Prof. David Lee Kuo ChuenChairmanGlobal Fintech Institute
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Effie DimitropoulosChief Executive OfficerAUDD Stablecoin
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Prof. Kadambot SiddiqueHackett Professor of Agriculture Chair and DirectorThe UWA Institute of Agriculture, The University of Western Australia
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Laura DinneenHead of Product MarketingZodia Custody
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Dr. Mark StaplesChief Technology OfficerDigital Finance CRC
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Michael PrendivilleChief Executive OfficerJellyC
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Dr. Andrzej GwizdalskiCo-founder & ChairmanWestern Australia Web3 AssociationModerator
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Jannah PatchayExecutive in Residence & Board MemberGlobal Digital FinanceModerator
About this session
Western Australia’s economy is highly export-driven. With exports over $240 Billion, it makes nearly half of the total Australian goods exports. Yet cross-border payments still carry potentially avoidable friction such as settlement delays, layered fees, FX spreads, manual exceptions & compliance overheads, costs that hit SMEs hardest & compound across large trade flows.
This session is a practical, industry-first discussion focused on one question:
How can WA reduce the costs & friction of cross-border export payments & safely adopt modern, regulated digital settlement tools where they deliver clear benefits while maintaining strong compliance, consumer protection, operational resilience & effective supervision? -
